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Site Terms and Conditions

Effective September 1, 2006

Please read the following to understand the terms and conditions associated with the use of this website:

Prestige Financial Services, Inc. maintains the site MyPrestige.com ('This Site') for your personal information, education, and communication. While you should feel free to browse This Site, please understand that your access to and use of This Site is subject to the following terms and conditions ('Terms and Conditions') and all applicable laws. By accessing and browsing This Site, you accept, without limitation or qualification, the Terms and Conditions and acknowledge that any other agreements between you and Prestige Financial concerning This Site are superseded to the extent they conflict with these Terms and Conditions. Your use of or linking to any message, data, information, text, graphic or other material (‘Content(s)’) on This Site, except as provided in these Terms and Conditions is strictly prohibited.

Terms and Conditions

  1. You should assume that everything you see or read on This Site is copyrighted and may not be used without the written permission of Prestige Financial, except as provided in these Terms and Conditions or in the text on This Site. Prestige Financial neither warrants nor represents that your use of material displayed on This Site will not infringe rights of third parties. Nothing contained on This Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Prestige Financial intellectual property right (including, but not limited to any patent, trademark, trade name, copyright or trade secret).
  2. You may download material displayed on This Site for non-commercial, personal use only, provided you also retain all copyright and other proprietary notices contained in the materials or as specified on This Site. You may not, however, distribute, modify, transmit, reuse, re-post, or use the Content of This Site, including the text, images, audio, and video, for purposes not specifically provided in these Terms and Conditions or in the text on This Site.
  3. Elements of This Site, including page headers, custom graphics, logos, sounds, images and button icons, are protected by trade dress and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound, image or other element from This Site may be copied, reproduced, redistributed or retransmitted unless expressly permitted by This Site, in writing. The use of images of people or places displayed on This Site by you, or anyone else authorized by you, is prohibited unless specifically permitted by these Terms and Conditions or as provided elsewhere on This Site or by agreement with the sources holding original copyrights to these images. Any unauthorized use of page headers, custom graphics, logos, sounds, images and button icons contained in This Site may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
  4. The trademark logos and service marks displayed on This Site (collectively the 'Trademarks'), including Prestige Financial, LoanZone, 1(877)LOAN ZONE, LoanZone.com and The Loan Zone (under which name Prestige Financial conducts business in certain states) are registered and unregistered trademarks of Landcar Management, Ltd. Nothing contained on This Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademarks without the written permission of Prestige Financial or such third party that may own the Trademarks.
  5. You may not use, frame or utilize framing techniques to enclose any Prestige Financial or LoanZone trademark, logo or other proprietary information (including, but not limited to the images found at This Site, the Content of any text or the layout/design of any page or form contained on a page), except as provided in these Terms and Conditions or in the text on This Site, without This Site's express written consent. Further, you may not use any metatags or any other 'hidden text' utilizing a Prestige Financial or LoanZone name, trademark, or product name without Prestige Financial's express written consent.
  6. Pursuant to Title 17 of the United States Code, Section 512(c)(2) notifications of claimed copyright infringement should be sent to the Service Provider's Registered Agent.
  7. Prestige Financial has not reviewed all of the sites linked to This Site and is not responsible for the Content of any off-site pages or any other sites linked to This Site. Your linking to any other off-site pages or other sites is at your own risk.
  8. While Prestige Financial uses reasonable efforts to include accurate and up to date information in This Site, Prestige Financial makes no warranties or representations as to its accuracy. Prestige Financial shall not be held responsible for any action taken that is based on the information presented on This Site, and all users of This Site agree that access and use of This Site is at the user's own risk. Prestige Financial assumes no liability or responsibility for any errors or omissions in the Content of This Site. For more information, please refer to This Site's Disclaimer.
  9. This Site may include discussion forums or other interactive areas, including chat rooms or bulletin boards. Forums and interactive areas shall be used only for non-commercial purposes. This Site has the right, but not the obligation, to monitor any activity and Content associated with its forums and interactive areas. This Site may investigate any reported violation of its policies or complaints and take any appropriate action that it deems appropriate. Such action may include, but is not limited to, issuing warnings, suspension or termination of service, and/or removal of posted Content. By using any forum or interactive areas, you agree not to do any of the following: 1) Impersonate any person or entity or otherwise misrepresent your affiliation with a person or entity; 2) Upload or transmit any Content that may infringe any patent, trademark, trade secret, copyright or other intellectual or proprietary right of any party. By posting any Content, you represent and warrant that you have the lawful right to distribute and reproduce such Content; 3) Upload or transmit any Content that would constitute or encourage a criminal offense, violate the rights of any party, or that would otherwise create liability or violate any local, state, national, or international law, including without limitation, the regulations of the U.S. Securities and Exchange Commission, any rules of any securities exchange such as the New York Stock Exchange, the American Stock Exchange, or the NASDAQ; 4) Upload to, distribute or otherwise publish through This Site any Content that is unlawful, libelous, defamatory, obscene, pornographic, indecent, lewd, harassing, threatening, harmful, invasive of privacy or publicity rights, abusive, inflammatory or otherwise objectionable; and 5) Without This Site's written permission, distribute or publish unsolicited promotions, advertising or solicitations for funds, goods or services, including junk mail and spam.
  10. Your use of and browsing in This Site are at your own risk. You shall remain solely liable for the Content of any messages or other information you upload or transmit to This Site, including the discussion forums or interactive areas of This Site. You agree to indemnify and hold harmless This Site from any claim, action, demand, loss, or damages (including attorney's fees) made or incurred by any third party arising out of or relating to your conduct, your violation of these Terms and Conditions, or your violation of any rights of a third party. Neither Prestige Financial nor any other party involved in creating, producing, hosting or delivering This Site is liable for any direct, incidental, consequential, indirect, or punitive damages arising out your access to, or use of, This Site or its Content, including damages caused by or related to interruptions, defects, delay in operation or transmission. Without limiting the foregoing, everything on This Site is provided to you AS IS,' WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT’. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties.
  11. Prestige Financial also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect your computer equipment or other property on account of your access to, use of, or browsing in This Site or your downloading of any materials, data, text, images, video or audio from This Site.
  12. Any communication or material you transmit to This Site by electronic mail or otherwise, including any nonpublic personal information, data, questions, comments, suggestions, or the like is, and will be treated as non-proprietary. Anything you transmit or post may be used by Prestige Financial or its Affiliates or Nonaffiliated Third Parties for any purposes in accordance with its Privacy Policy. Furthermore, Prestige Financial is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to This Site for any purpose whatsoever including, but not limited to, developing, manufacturing, marketing, and selling products or services using such ideas, concepts, know-how, or techniques.
  13. Prestige Financial may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current Terms and Conditions to which you are bound.
  14. Prestige Financial maintains This Site as a service to the Internet community. This Site has been designed to provide general information about Prestige Financial and products and/or services available through Prestige Financial, and to make those products and/or services available to the Internet community. These pages are not intended to provide financial or legal advice, nor do they provide instruction on the appropriate use of products and/or services promoted by Prestige Financial, its parents, Affiliates or Nonaffiliated Third Parties, or its licensors or joint venture partners. This Site and the services offered herein are provided solely as a forum and technical interface that permits users to access credit-related services. Information on This Site regarding products and/or services approved for marketing is qualified in its entirety by reverence to the full descriptive information for such products, available upon request.
  15. You agree that the laws and statutes of the United States and the state of Utah, USA, without regard to conflict of laws principles, will apply to all matters relating to This Site and that all litigation in connection with This Site shall be subject to the exclusive jurisdiction of the state or federal courts in Utah, USA.