Apply

Support

Switch to Refinancing

Switch to Auto Loans

CUSTOMER STORIES

SUPPORT

ABOUT US

RESOURCES

Log In

Disclosure and Offer Information

MONTHLY SAVINGS/ADDITIONAL INTEREST FOR LONGER TERMS AND EXTENDED FIRST PAYMENTS/SIMPLE INTEREST CONTRACTS:

Savings claims based on monthly payment savings alone. If approved, lower monthly payment may result from a lower interest rate, a longer term or both. Remaining term may be extended for additional monthly savings; however, extending the term or the first payment beyond 30 days will increase the total interest paid.

A reduced monthly payment does not mean that you will pay less overall with a new loan. If you choose to extend the new term from your remaining term for more monthly savings, you will pay more in interest and have more monthly payments which will impact any savings from a reduced monthly payment. Savings may vary and your savings may be different.

Payments received after 5:00 PM Mountain Time may be processed the next business day.

Rate Reduction Rewards Program

In order to qualify for a 0.25 percent rate drop every three months (up to 1 percent per year), the Program requires that the Customer:

  • Sign up for Rate Reduction online through the Customer website
  • Make three (3) consecutive on time payments
  • Have full coverage insurance
  • Verify your address, email, and phone number every six months on myprestige.com

In order for the Customer to qualify for a 0.5 percent rate drop every three months (up to 2 percent per year), the Customer must meet the 0.25 percent rate drop requirements and:

  • Provide a current email address
  • Agree to receive electronic correspondence from Prestige
  • Sign up for AutoPay
The minimum interest rate allowed under the program is 14 percent. All customers with interest rates less than or equal to 14 percent do not qualify for the Rate Reduction Program.  To receive Rate Reduction Rewards, you must enroll in the program and follow all applicable requirements.  Prestige is not obligated to offer Rate Reduction to its customers, and may change or terminate the program at any time without notice.  Not all customers will qualify.